The House Year

Roof & gutters

Tile roof rules — look, never walk

Annual · typically September · weather can move it up

Why it matters

Tile is the marathon runner of roofing — concrete and clay tiles routinely outlast the people who installed them. But a tile roof is a two-layer system: the tiles shed most of the water and take all of the sun, while the underlayment beneath does the final waterproofing. Tiles last 75 years; underlayment lasts 25–40. Knowing that one fact makes you smarter than most tile-roof owners and immune to half the sales pitches.

Freeze country adds a materials note: clay tile in hard-freeze climates can spall if it absorbs water — cracked glazing and flaking faces are worth photographing year over year. The cardinal rule that names this card: nobody walks the roof casually. Not you, not the satellite installer, not the painter. Foot traffic is the leading cause of tile damage — the inspection that cracks six tiles is worse than no inspection.

What skipping it costs

$300–$30,000

One slipped tile is a $150 reset. But tile roofs hide their real clock in the underlayment — the waterproof layer beneath, doing the actual work while the tiles take the sun. Ignore slipped and cracked tiles and water works the underlayment years early, turning a scheduled someday re-lay into an emergency now one — priced by the square, in five figures.

Two ways to get it done

Do it yourself

~20 min · difficulty 1 of 5

You'll need: Binoculars, Phone camera with zoom.

  1. From the ground, binoculars up, circle the house slowly. You're looking for pattern breaks: a tile sitting proud, slipped down-slope, rotated, or missing — the courses are so regular that defects jump out.
  2. Zoom the phone on ridge and hip caps — the mortar or foam bonding them ages faster than the field, and loose caps are the wind's favorite starting point.
  3. Look at valleys and around penetrations for cracked tiles and debris dams — pine needles in a tile valley hold water against the one spot doing the most work.
  4. Check ground truth: tile fragments in the yard or gutters mean something's breaking up top, even if you can't see where.
  5. Inside, scan top-floor ceilings and attic (if accessible) after the first hard rain of the season — underlayment leaks show indoors before the roof ever looks wrong.
  6. Gatekeep the roof: any trade that needs access (solar, satellite, chimney, painting) gets told it's tile, and you ask how they'll move on it before they climb.

Hire it out

$250–$600National fair range — local labor moves this number.

A tile-specialist inspection runs $250–$600, and the specialist part matters more here than on any other roof — proper crews move on foam pads or know when a drone camera answers the question without a single footstep. Individual tile resets and swaps are modest money; keep a few spare matching tiles from any job for future repairs.

The big honest conversation is the re-lay: when underlayment ages out, good tiles get lifted, new underlayment goes down, and the same tiles go back — expensive, but it resets the roof for another generation and it's plannable years in advance. That's the difference between tile and everything else: the roof tells you its schedule, if someone honest is reading it.

Ask the tech

  • How do you move on a tile roof — foam pads, batten walking, or do you even need to get up there for this?
  • Is this a tile problem or an underlayment problem — and how are you telling the difference?
  • Do you stock or source matching tiles, or will replacements be visibly different?

Red flags you're being upsold

  • Any crew that walks tile casually. Every wrong step is a cracked tile — an 'inspection' can leave the roof worse than it found it, then quote you for its own damage.
  • 'The tiles are failing' when the tiles are fine and the underlayment underneath is what's aged out. Tiles last 75+ years; underlayment 25–40. The honest conversation is about the layer you can't see.
  • Pressure washing tile — it strips coatings, forces water under the field, and cracks corners. Same rule as every roof: no pressure washers.

Second opinion time: Any 'lift and re-lay' or full-replacement quote — these are five-figure projects with a wide honest price range, and tile crews know buyers compare.

The call

DIY only the looking, from the ground — this is the one roof where the inspection itself causes damage. Everything hands-on is a tile specialist's job, including deciding whether anyone needs to go up at all.

Your county's checklist, one email a month. What's due, what it should cost, and a heads-up when the weather changes the plan. No drip campaigns — we don't have the patience for them either.

This page is the national picture.

The app draws your house's actual year — your county's dates, your prices, and a heads-up when the weather moves the schedule.

Free to start · the whole year is $24 · no card required